Capital One 360 Bank Charlotte Hall Maryland Review

I’m completely disgusted with Capital One 360 Bank! They push the use of their Mobile App to their clients. And those of us who are dedicated Smartphone users that rely on the functionality of such Apps assume that we will get everything we need from such Apps to conduct our Bank business. We also assume that when we download them, they will do what the Bank tells us they will do! Well, that is far from the case with Capital One 360’s App! I opened a checking and Savings Account with them this year and was quite happy with the way they sent email and text notifications so quickly about every transaction I made within minutes of those transactions happening. What I did not know was that they were not sending the same notifications when your balance dropped too low to cover your transactions! As a result, I would overdraft (or “go into the hole”” so to speak). I got one message in August via email that told me to check “”my messages”” and read an important message online. In order to do that

I had to log onto the full site. Once I logged onto the full site

I saw that the message stated that I had overdrawn my account with a PayPal transaction and that if it continued

I could possibly cause my checking account to be closed. After that

I made it a point to go into the Bank account using the mobile app to check my Account Balance daily to make sure I always had enough to cover “”pending”” transactions. When I saw that my Balance was too low for the pending transactions

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Capital One 360 Bank Charlotte Hall Maryland Review is rated 1 out of 5 based on the reviews submitted by our users and is marked as POOR.
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