While booking a trip online with expedia.com I was solicited for a World Bank Mastercard through Cit Bank. I took the card because of the promised $100.00 off the travel I was booking. Since I didn’t take a card with an annual fee, this droped down to $50.00. Of which I never received. Then again, I never received the credit card in the mail either. Three months later I was contacted by a collections agency about my Bill. WORLD BANK MASTERCARD and CITI-BANK never sent me a bill for three months. My first contact was from a collections agency through a phone call. Not only was delequencies reported on my credit report, they are asking for 133% of what I charged. Now, I have a bill from each company: Expedia.com, CITI-BANK, and the collection agency UCB (Yes all three) I have been lied to on several occassions with threats of more fee’s, more added to my credit report, and law suits. The only people I can get on the phone are collectors who are only interested in collecting the amount of money listed on their report.
Credit Card Fraud