These people first contacted me about a year and a half ago stating that I was being sued for unpaid credit cards. I explained why they were not paid wich was because i had lost my job and could not find a decent job for 2 years. I also explained to them that I had a handicapped sister that I was left to care for, and 2 granddaughters because my daughter was incarcerated. Also I exolained to them that I lost my home, sold most of my furniture to feed everyone and literally had nothing left. I specifically spoke to Ernest Martinez and of course he was not sympathetic in the least. In fact he had the gall to tell me that there were people worse off than me. He was very rude and still 2 years later, he hasn’t changed. States that it is his job to do what he is doing and if I had taken care of my responsibilites, this would not have happened(Duh, ya think) Anyway I told him that I only made $8.00 an hour now, and I could not afford to send in any money at this time. So, what do you think that the firm did? They went to my credit union with court ordered papers and cleaned out my savings account, which was not mine, but my sisers money I was putting away for her care in case something happened to me. It was not my money to put away, but hers after she used what she needed for a month. his reply was “too bad

theres nothing I can do about that. It wasn’t fair to my sister

just because my name is on her savings account as well. I am the caregiver(representative) for her. Then from there he sent me a pyment book to pay monthly on for two accounts. I misunderstood him and started to pay all the money on one account. He informead me that that was incorrect

but not after he arranged to have my measely paycheck garnished for 25% since I messed up the first order. Now I paid off two and I kept asking for the total amount I owed and they would not return my call so I sent in another payment. now i get a letter stating that my balance is paid off

but I overpaid

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