I’ve had a loan with onemain financial for a few years, the balance never goes down. I had a couple late payments, they told me that’s why my payments only go to interenst and not to the balance. I paid the late fees plus paid an extra $3000 trying to pay it off quicker, but then got behind and missed a few payments (4 I think) which still makes me ahead in my payments for a whole year yet they still keep posting every penny of my payments to interest and not one cent to the balance. And I pay up to $60 more than the actual payment is. How is it possible to pay ahead a year plus pay extra on each payment yet still my balance always stays the same. How am I ever going to get the balance down? This is the worst business I’ve ever dealt with or heard of. Please stay away from this company or you will be sorry and be paying forever (like me). Thanks. I don’t understand how something hasn’t been done to this company and it’s crooked practices. It seems illegal to me.
379 Watson Plaza, St. Louis, Missouri USA